HDFC Bank’s Sustainable Livelihood Initiative (SLI) is a holistic approach that aims to deliver financial support to that section of the population who lack access to formal banking services. By making loan availability convenient and stress-free, our objective is to empower SHGs and JLGs with financial independence and eliminate their dependence on money lenders.
So far, HDFC Bank SLI has enabled women to avail credit and utilise it for professions such as livestock rearing, handicrafts, tailoring, artificial jewellery designing, setting up grocery shops, etc. It has also augmented cash flow to farmers by extending collateral-free loans.

  • Existing and new SHG and JLG with a minimum of five members
  • Should have a regular repayment track record or must exhibit consistent savings in the savings account
  • Bureau check is mandatory
  • T&C Apply

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CIBIL Score is a three-digit numeric summary of your credit history. The score is derived using the credit history found in the CIBIL Report (also known as CIR i.e Credit Information Report).
A CIR is an individual’s credit payment history across loan types and credit institutions over a period of time

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