• It is a loan against fully constructed, freehold residential and commercial properties for personal and business needs (other than for speculative purposes) like marriage, medical expenses and child’s education, etc. Existing Loan Against Property (LAP) from other banks and financial institutions can also be transferred through ICICI Direct.
  • Loan Against Property (LAP) can be availed by both salaried and self-employed individuals for personal and professional needs (other than for speculative purposes) like marriage, child’s education, business expansion, debt consolidation, etc.
  • Security of the loan would generally be security interest on the property being financed by us and/or any other collateral/interim security as may be required by us.
  • Loan Against Property (LAP) can be availed against a fully constructed and freehold commercial properties.
  • T&C Apply

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Cashe

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