• Personal Loan Interest Rates – 11.25% to 22.00% per annum
  • Age – 28 years (self-employed individuals) and 25 years (for doctors); Maximum age – 65 years
  • Minimum Turnover – Rs. 40 lakhs for non-professionals; Rs. 15 lacs for professionals; as per audited financials
  •  Minimum Profit After Tax – Rs. 2 lacs for Proprietorship Firm/Self-employed Individuals and Rs. 1 lac for non-professionals as per audited financials
  • Business Stability – In current business for at least 5 years and a minimum of 3 years for doctors
  • Existing relationship with ICICI Bank – Minimum 1-year liability relationship (current or savings account) or Asset relationship (loan) either live or closed in the last 36 months; repayment track as required
  • tenure from 12 to 60 months
  • Salaried individuals with a minimum monthly income of Rs.40000
  • T&C Apply

Check CIBIL Score Now

CIBIL Score is a three-digit numeric summary of your credit history. The score is derived using the credit history found in the CIBIL Report (also known as CIR i.e Credit Information Report).
A CIR is an individual’s credit payment history across loan types and credit institutions over a period of time

CHECK CIBIL SCORE

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