Entrepreneur working on a business plan with Techmin Consulting logo in the background, symbolizing the support and guidance provided by Techmin Consulting for MUDRA loan applications

Pradhan Mantri MUDRA Yojana

Pradhan Mantri MUDRA Yojana


The Pradhan Mantri MUDRA Yojana is a government initiative aimed at providing financial support to small and micro-enterprises in India. It was launched to promote entrepreneurship and generate employment opportunities.


  • Facilitate micro-enterprises to access credit
  • Promote financial inclusion
  • Encourage entrepreneurship among the economically weaker sections

Types of MUDRA Loans

Shishu For loans up to ₹50,000
Kishor For loans ranging from ₹50,001 to ₹5,00,000
Tarun For loans ranging from ₹5,00,001 to ₹10,00,000

Key Features

  • Collateral-free loans
  • Low-interest rates
  • Flexible repayment terms
  • Supports various business activities

How to Apply

Entrepreneurs can apply for MUDRA loans through participating banks, NBFCs, and other financial institutions. The application process is simple, and the eligibility criteria are designed to be inclusive.

Eligibility Criteria

  • Must be engaged in a micro or small enterprise sector
  • Loans are available for both the manufacturing and service sectors
  • The applicant should not have a defaulted loan with any financial institution
  • Specific eligibility criteria may vary based on the type of MUDRA loan applied for

Benefits of Pradhan Mantri MUDRA Yojana

  • Empowers small and micro-enterprises
  • Generates employment opportunities
  • Promotes economic growth and self-sustainability
  • Encourages entrepreneurship among women and marginalized communities

Documents Required

  • Identity proof (Aadhar Card, Passport, Voter ID, etc.)
  • Address proof (Utility bills, Aadhar Card, etc.)
  • Business plan and project report
  • Quotations and estimates for machinery or equipment (if applicable)
  • Any other documents as specified by the lending institution


The Pradhan Mantri MUDRA Yojana plays a crucial role in fostering economic development by supporting the growth of small and micro-enterprises. By providing financial assistance and encouraging entrepreneurship, the scheme contributes to job creation and overall prosperity.

Unlock the potential of your business dreams with Techmin Consulting! Discover the power of financial empowerment through the Pradhan Mantri MUDRA Yojana. Our expert team at Techmin Consulting is here to guide you through a seamless application process, ensuring you access the benefits of collateral-free loans, low-interest rates, and flexible repayment terms. Take the next step in your entrepreneurial journey—apply for a MUDRA loan with Techmin Consulting today and turn your business aspirations into reality!

Check CIBIL Score Now

CIBIL Score is a three-digit numeric summary of your credit history. The score is derived using the credit history found in the CIBIL Report (also known as CIR i.e Credit Information Report).
A CIR is an individual’s credit payment history across loan types and credit institutions over a period of time


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