Key Features of Niyo Global DCB Savings Account
- Zero Forex Markup
- Enjoy zero forex markup on all your international transactions, whether in stores or online, making your global spending hassle-free.
- No Account Onboarding Charges
- Open your account without any initial fees, making the process cost-effective from the start.
- Real-Time Exchange Rates
- Access real-time VISA exchange rates through the Niyo app to avoid additional charges and ensure transparency in your transactions.
- High-Interest Rate
- Earn up to 8% per annum interest on your savings account balance, maximizing your savings growth.
- Digital Onboarding
- Open your account digitally without any paperwork, simplifying the entire process.
- International Lounge Access
- Gain access to spend-based international lounges during your travels, adding a touch of luxury to your journeys.
- Card Management
- Use the Niyo mobile app to manage your card’s e-commerce, POS, and ATM limits easily.
- Virtual Debit Card
- Instantly generate a virtual debit card upon opening your account for immediate use.
- 24×7 Customer Support
- Receive round-the-clock customer support for any assistance, ensuring you are never left in the lurch.
- Niyo Coins
- Earn Niyo coins with every transaction and use them for additional Niyo services like insurance, VISA, and flight payments.
- Exclusive Offers
- Unlock exclusive cashback and discount offers as a Niyo customer.
- Global Access
- Access your Niyo DCB debit card in over 180 countries worldwide, ensuring seamless global transactions.
- Additional Perks
- Enjoy additional benefits such as VISA, Forex Cash, travel insurance, mutual fund investment, and EPF balance tracking.
Fees & Charges
- Account Opening Charges: Zero
- Minimum Balance: Zero
- Account Maintenance Charge: ₹500 + GST (upon non-maintenance of minimum quarterly account balance)
- Debit Card: Zero charges for the initial card
- Debit Card Replacement: ₹249 + GST
Who Can Apply?
- Age Requirement: Customers between 18 and 60 years old.
- Employment Status: Both salaried and self-employed individuals.
- Residency: Must be an Indian resident.
- Documents Required: PAN card, Aadhar card, and Indian passport.
- Mobile Number: Must be linked to the customer’s PAN and Aadhaar.
Required Documents
To open a Niyo Global DCB Savings Account, you’ll need to provide the following:
- PAN Card
- Aadhar Card
- Indian Passport
Important Rules
- Account Opening Link: Customers must use the provided link to open the account.
- Minimum Deposit: Earn additional rewards on a minimum deposit of ₹5000.
- Existing Accounts: The customer should not have an existing DCB savings account.
- Aadhaar Linkage: The customer’s Aadhaar must be linked with their mobile number and PAN.
- Age Requirement: Applicants must be 18 or older.
- Completion Timeline: The application must be completed within 30 days of starting the process. If not completed, the same link must be used to finalize the process, or the lead will be rejected.
What is the Niyo Global DCB Savings Account?
The Niyo Global DCB Savings Account is a specialized savings account offered by Niyo in collaboration with DCB Bank, designed for effortless international transactions and travel.
How to Apply
For more information and to apply, visit the Niyo Global DCB Savings Account.
If you want to open an Indus Digital Savings Account, click here
Approval and Application Process
The approval of the Niyo Global DCB Savings Account is subject to Niyo Global DCB’s policies and rules. As a Direct Selling Agent (DSA), Techmin Consulting’s role is limited to sourcing applications without charging any service fee. It is crucial to note that Techmin Consulting does not collect any documents from the customer, ensuring a direct and secure process.
Conclusion
The Niyo Global DCB Savings Account is an ideal choice for those who travel frequently and need a robust financial tool to manage their international expenses. With zero forex markup, high-interest rates, and numerous other benefits, it stands out as a premier savings account for the global citizen.
