Gold Loan

ICICI Direct

Gold Loan for any value from Rs. 10,000 to Rs. 15 Lakhs
Simple and easy documentation process
Loan can be availed across the counter instantly
Your Gold is kept in Vault Safe in Strong Rooms of ICICI Bank giving you the guaranteed assurance of complete transparency and peace of mind. Your Gold is valued in your presence, sealed and kept in Vault Safe.

No Financial requirement up to Rs 15 Lacs even for Non HDFC Bank customers
Same day disbursal – with just one visit of Customer in the Branch
Attractive ROI for customers against the limit
Flexibility of fund utilization and interest only on the amount utilized
Only Bank to fund Partnership Firm/Private Limited Companies other than Individual(Jewelry belonging to Family of Partners/directors/Firm/Company)
Hassle free renewal without visiting the branch. Renewal will be subject to creditdecisioning.
Minimum utilization of 20% on a monthly basis to avoid commitment charges

At home service, no waiting in queues or standing at overcrowded branches
No convenience fees
Highest per gram rate
Minimum interest rates
Advanced fleet management and tracking features that combine convenience & security
Interest payment completely via Mobile App
No foreclosure charges
Quick release and delivery of gold at home at closure
Available only for new users

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IRR starting from 0.49% per month-Lowest in themarket
Gold Loan disbursed at the doorstep in just 30 mins
Offerings in the form of bullet loan, Monthly remitting and OD Limit
Absolutely free part-release and foreclosures
Variety of schemes catering to different needs of different customers
Fully insured transactions
Complete privacy during transactions
Call a Loan Manager anytime without waiting in anybranch
Pin code entered by the customer should match the list of Pin codes serviceable at Rupeek Gold
Gold purity should be minimum 18 karat
Gold Coins and Bars are not accepted Gold weight entered should be above 15 grams netweight
Aadhaar card and PAN card should be in the name of theborrower
Current address should match with Aadhaar carddetails
Customer should enter all details required as per the loan application process
Customer should keep their identity proof and Address proof(originals) with them for verification
Available only for new users to Rupeek

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Only Individuals (Only Indian Resident Allowed)
Loan Amount INR 20,000/-to 1.5 cr
Tenure 1 to 4 years
Sourcing Radius: Residence/Place of Agriculture activity should notbe more than 50 km from Branch
Competitive lending rate
Product Flexible in Interest Serving like Monthly ,Qtrlyand Half yearly

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