Instant Loan

Techmin Consulting offers a unique solution that can help MSMEs save money on operations, reduce costs, and prevent losses.

KreditBee

  • KreditBee is an app and online portal that offers instant personal loans with limited paperwork. Along with instant credit, the app gives users 24-hour customer help 365 days a year and various options such as cash loans, salary advances and quick loans.
  • Interest rates ranging from 15% to 29.95% per annum
  • The entire procedure is completely online
  • Processing fee – Rs. 85 to up to 6% of loan amount
  • All Indian cities have access to the service
  • The money can be used however you choose
  • Loans from Rs. 1,000 to Rs. 3 lakhs
Apply Now

Cashe

  • CASHe offers one of India’s most accessible app-based credit lending platform which instantly underwrites and disburses short-term personal loans to people who have never had a formal credit history, all through a smartphone app.
  • Loans range from ₹1,000 to ₹4,00,000
  • Online application process
  • Quick loan disbursal
  • Loan tenure – 90 days to 540 days
  • No paperwork
  • Interest rates ranging from 24% to 30% per annum
  • Processing fee – Up to 3% of loan amount
Apply Now

Fibe

  • Fibe (previously known as Early Salary) is India’s first lending platform. It is a financial ecosystem that enables mid-income groups to upgrade their lifestyle. Fibe offers a single credit line for every credit need of young working professionals and it takes just seconds to complete a 100% digital loan application process. Even those without a credit score can get instant cash for their big and small upgrades.
  • Paperless application process
  • Interest rates starting from 15% per annum
  • Processing fee – 2% of the loan amount
  • Instant loans up to ₹5 lakhs
  • Flexible repayment tenure up to 36 months
  • Disbursal in less than 10 minutes
  • Repay anytime with no pre-closure cost
Apply Now

Nira Finance

  • NIRA Finance is a hassle-free platform for instant personal loans with great policies for first time borrowers. Apply and get quick personal loans of up to Rs. 1 lakh for salaried individuals from NIRA Finance.
  • 100% paperless process
  • Interest rates ranging from 24% – 36% per annum
  • Processing fee – Minimum Rs. 350 + GST and maximum 2% of the loan amount
  • Loans from Rs. 5,000 to Rs. 1 Lakh
  • Loan tenure – 3 to 12 months
Apply Now

PayMe India

  • PayMe India is an RBI registered NBFC(Non-Banking Financial Company) that provides short-term loans. It offers instant cash of up to Rs. 2 lakhs at affordable interest rates. There are no hidden charges, 100% secure and digitalized process.
  • 100% paperless process with quick approval
  • Interest rates ranging from 18% – 36% p.a.
  • Processing fee – Rs. 300 to Up to 5% of the loan amount
  • Loans from Rs. 2,000 to Rs. 2 Lakhs
  • Loan tenure – 3 to 24 months
  • Minimal documentation process
  • 100% secure
Apply Now

mPocket

  • mPokket is an Instant Loan App that provides loans to college students and young working professionals. Borrowers can avail loans ranging from Rs. 500 to Rs. 30,000 and the amount will be sent through instant credit to bank account or Paytm wallet.
  • 100% paperless process
  • Interest rates ranging from 24% to 48% p.a.
  • Processing fee – Rs. 50 to Rs. 200 + 18% GST of the loan amount
  • Loans from Rs. 500 to Rs. 30,000
  • Loan tenure – upto 4 months
Apply Now

PaySence

  • PaySense is a personal loan app that offers loans up to Rs. 5 lakhs at attractive interest rates, zero collaterals and flexible EMIs. It provides instant personal loans to salaried and self-employed business owners with tenure ranging from 3 to 30 months.
  • Instant Process
  • 100% Fast and Secure
  • Quick approvals and disbursements
  • Interest rates ranging from 16% – 35% p.a.
  • Processing fee – Rs. 500 to Up to 3% of the loan amount + GST
  • Loans from Rs. 5,000 to Rs. 5 Lakhs
  • Loan tenure – 3 to 30 months
Apply Now

Insta Money

  • Instamoney makes lending easy for such individuals and its seamless digital process makes the entire borrowing process a hassle-free and instant solution to one’s financial need.
  • Features
  • Loan from Rs.5,000 to Rs.25,000
  • Quick disbursals within 2 Hours.
  • Tenure: 3 months to 5 months
  • 100% digital & paperless process
Apply Now

Prefr

  • Prefr Credit is an app made for middle-income groups, It gives instant personal loans of up to 3,00,000 directly to your bank account, so you can progress and grow in life not just personally but professionally as well.
  • 100% digital & paperless process
  • No Collaterals
  • Tenure- 3 to 42 Months
  • Borrow loans from Rs.25,000 to Rs. 3,00,000
  • Fast flexible credits for your personal use
  • Fast disbursal
Apply Now

TrueBalance

  • True Balance is a personal loan app, steering on the mission of ‘Finance For All’. It is trusted by over 75 million users across the country. Apply for a personal loan and enjoy a better borrowing experience with the TrueBalance loan app.
  • 100% digital & paperless process
  • Personal loan ranging from ₹5,000 to ₹60,000
  • Loan directly disbursed into a bank account
  • Tenure: 1 to 3 months
  • 24×7 access to personal loan/money
Apply Now

MoneyWide

  • MoneyWide is a 100% digital lending platform where you can avail instant loans to fulfill various financial requirements such as unplanned medical emergencies, planning a vacation, home renovation etc.
  • Instant loans in minutes
  • Borrow up to Rs.3,00,000
  • Same day disbursal
  • Interest rate between 17% – 24% p.a.
  • 100% digital & paperless process
Apply Now

Check CIBIL Score Now

CIBIL Score is a three-digit numeric summary of your credit history. The score is derived using the credit history found in the CIBIL Report (also known as CIR i.e Credit Information Report).
A CIR is an individual’s credit payment history across loan types and credit institutions over a period of time

CHECK CIBIL SCORE

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