Loan Against Property

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Aditya Birla Finance

  •  Loan up to one crore
  • Interest rate starting from 10.50%
  • Maximum Tenure – 35 Years
  • T&C Apply

HDB Financial Services

  • Loan up to ten crores
  • Interest rate starting from 10.99%
  •  Maximum Tenure – 35 Years
  •  T&C Apply

Hero Housing Finance

  •  Loan up to one crore
  • Interest rate starting from 9.99%
  •  Maximum Tenure – 35 Years
  •  T&C Apply

AU Small Finance Bank

  • Loan up to five crores
  • Interest rate starting from 11%
  • Maximum Tenure – 30 Years
  • T&C Apply

Clix Capital

  •  Loan up to one crore
  • Interest rate starting from 12.50%
  • Maximum Tenure – 10 Years
  • T&C Apply

Ambit Finance

  • Loan up to fifty lakhs
  • Interest rate starting from 12.50%
  • Maximum Tenure – 10 Years
  • T&C Apply

Shriram Housing Finance

  • Loan up to ten lakhs
  • Interest rate starting from 24%
  • Maximum Tenure – 4 Years
  • T&C Apply

Fullerton India

  • Loan up to five crores
  • Interest rate starting from 12.50%
  •  Maximum Tenure – 15 Years
  •  T&C Apply

Avanse Financial Services

  •  Loan up to 7 crores
  • Interest rate starting from 11%
  • Maximum Tenure – 15 Years
  • T&C Apply

Yes Bank

  • Loan up to two crores
  • Interest rate starting from 10.22%
  • Maximum Tenure – 15 Years
  • T&C Apply

Kotak Mahindra

  • Loan up to 3 crores
  • Interest rate starting from 9.60%
  • Maximum Tenure – 30 Years
  • T&C Apply

Rattan India

  •  Loan up to ten crores
  • Interest rate starting from 12.50%
  • Maximum Tenure – 15 Years
  • T&C Apply

Federal Bank

  • Loan up to two crores
  • Interest rate starting from 11%
  • Maximum Tenure – 15 Years
  • T&C Apply

Avas finance

  • Loan up to fifteen crores
  • Interest rate starting from 10.05%
  • Maximum Tenure – 35 Years
  • T&C Apply

Shubham Housing finance

  • Loan up to fifty lakhs
  • Interest rate starting from 9.99%
  • Maximum Tenure – 15 Years
  • T&C Apply

Axis Bank

  • If you’re looking for funding and have a commercial or residential property which you can offer as collateral, then Axis Bank’s Loan against Property is just what you need. Axis Bank offers easy and hassle-free Loan against Property for a loan amount starting from Rs. 5 Lakhs. You can avail loan against residential or commercial properties at attractive rates of interest and earn eDGE Loyalty Reward points.

Loan Against Property

  • Loan Amount: Minimum: Rs.5 Lakhs and Maximum: Rs.5 Crores
  • Interest Rate Applicable: Floating
  • Maximum Tenure: 20 years
  • T&C Apply

Lease Rental Discounting

  • Loan Amount: Minimum: Rs.5 Lakhs and Maximum: Rs.5 Crores
  • Interest Rate Applicable: Floating
  • Maximum Tenure: 9 years, subject to balance lease term
  • T&C Apply

Overdraft Facility Against Property

  • Loan Amount: Minimum: Rs.5 Lakhs and Maximum: Rs.5 Crores
  • Interest Rate Applicable: Floating
  • Maximum Tenure: 10 years
  • T&C Apply

Reverse Mortgage Loan

  • Loan Amount: Minimum: Rs.5 Lakhs and Maximum: Rs.1 Crore
  • Interest Rate Applicable: Starting from 11.0%
  • Maximum Tenure: 20 years
  • T&C Apply

HDFC Bank

  • Get a loan worth up to 65% of the market value of the property. Our high loan amounts also come with longer repayment tenures, all at attractive interest rates.
  • Both residential and commercial properties* are accepted as collateral, and the money from the HDFC Bank Loan Against Property can be used for a variety of personal or business needs.
  • With competitive interest rates, you can easily repay your loan in low EMIs, or choose our Dropline Overdraft Facility.
  • All our charges are communicated up front, at the time of the processing of the loan. No hidden charges or fees.
    With our doorstep service, your HDFC Bank Loan Against Property will be processed quickly and easily.
  • Self-employed individuals can benefit from our customised loan options and specially designed programmes.
  • Remember, our HDFC Bank Loan Against Property is an excellent debt consolidation tool.
  • T&C Apply

LIC Housing Finance

  • Loan against Mortgage of Residential House / Flat /Commercial Property
  • Minimum Loan Rs. 2 Lakhs
  • Maximum loan term is 15 Years
  • Disbursement of Loan in Equated Monthly Instalments (EMI) – Monthly Rest Basis
  • Security: Equitable / Registered Mortgage of Residential Property – Age of property not more than 35 Years and Demand Promissory Note
  • Upfront Fees: 1.00% of Loan Amount +GST, as applicable
  • T&C Apply

PNB Housing Finance

  • At PNB Housing, we provide loans against mortgage of existing residential/commercial immovable property in our branch locations. End use of the loan may be towards expansion of business, foreign travel, personal requirements such as education, marriage of children, family function, medical expenses, furnishing of the house, buying high cost consumer durables, etc. However, funds should be used for only a legitimate purpose.
  • Provides an extensive range of non-home loan products like Loan for Purchase & Construction of Commercial Property, Loan Against Residential & Commercial Property and Lease Rental Discounting
  • Pan India branch network
  • Robust service delivery model – door step services ensuring easy and fast approval & disbursal of loans
  • Excellent post disbursement services
  • Facility of enhancement in loan amount in the event of escalations in cost
  • Dedicated team of well-experienced employees who work on best-in-class information systems & network to deliver and provide customer satisfaction
  • High standards of ethics, integrity and transparency
  • Various repayment options
  • T&C Apply

ICICI Direct

  • It is a loan against fully constructed, freehold residential and commercial properties for personal and business needs (other than for speculative purposes) like marriage, medical expenses and child’s education, etc. Existing Loan Against Property (LAP) from other banks and financial institutions can also be transferred through ICICI Direct.
  • Loan Against Property (LAP) can be availed by both salaried and self-employed individuals for personal and professional needs (other than for speculative purposes) like marriage, child’s education, business expansion, debt consolidation, etc.
  • Security of the loan would generally be security interest on the property being financed by us and/or any other collateral/interim security as may be required by us.
  • Loan Against Property (LAP) can be availed against a fully constructed and freehold commercial properties.
  • T&C Apply

Tata Capital

  • A loan against property or Home Equity is a secured loan that helps you avail of credit using your existing property as collateral. A LAP loan has zero restrictions, which means you can use it to finance any big-ticket expense. With a loan on property, you can benefit from the value of the property while you continue to occupy it.
  • Loan Amount: ₹5,00,000 – ₹5,00,00,000
  • Loan Tenure: 12 – 240 months
  • Interest Rates Starts at: 9.85%
  • T&C Apply

Edelweiss

  • This is a product which is ideal for individuals / companies who have a real estate asset which is free from encumbrance. Loan against property enables you to put your asset to a productive use by mortgaging it with Edelweiss and raising the funds up to a maximum of 120% of the market value of your asset. The purpose of taking the loan can be varied from utilizing the funds to buy a new property, business expansion, consolidation of existing loans, education /wedding of children among others.
  • This product is a great way to raise funds quickly to meet your needs with the added flexibility of choosing your loan tenure up to a maximum of 15 years for easy repayment.
  • Higher loan amount and tenure up to 15 years for ease of repayment
  • Attractive interest rates
  • Efficient handling of your loans
  • Quick approvals, simple processing of your loan application and flexible repayment options
  • Consolidates your loans into one single instalment
  • Higher loan amount with low EMIs
  • Funds can be used for business and personal needs
  • Special products for self-employed professionals
  • T&C Apply

Indiabulls

  • You need funds for running a business, or any other purpose. If you’re hesitant of borrowing from friends or relatives, you can always opt for a Loan Against Property (LAP). If you own residential property, you can give it up as collateral, for a secured loan. This is how a LAP works.
  • Indiabulls Loan Against Property is a property mortgage loan that helps you with the funds to invest in your business ventures. So, all you salaried individuals, budding entrepreneurs and ambitious citizens wanting to embark on a new successful business venture, opt for Loan Against Property and focus your complete attention on your business. With Loan Against Property you can leverage the value of a residential or commercial property, and we will ensure that your enterprise does not feel the burden of working capital, warranting a stable business for you.
  • Loan Against Properties by Indiabulls Home Loans can be availed with maximum finance against the market value of your property at the best mortgage loan interest rates. While you continue to focus on growing your business from the comfort of your own property, we will continue to fund your business and ensure its growth.
  • All you need to do is sit back and relax! We also offer doorstep service for loans to maximise your comfort.
  • T&C Apply

Finway

  • Salaried individuals, professionals, and self-employed individuals who are IT assesses are eligible for the loan. For Rent Plus scheme owners of residential building/ commercial property which are to be rented/ already rented to MNCs/ banks/ large and medium size corporate are eligible.
  • The loan can be by an Indian resident as well as NRI against self-owned property in their name or in the name of their spouse/children/parents/siblings.
  • Minimum net monthly income should be 25000 (for salaried individuals) and minimum annual income of (for self-employed/professionals).
  • Regular income from all sources will be considered for arriving at the loan eligibility.
  • In addition to the applicant’s income, the income of spouse/children/parents/siblings will also be considered for arriving at the eligible loan quantum. If the property is held in joint names, then all the joint holders will be co-borrowers for the loan. If the property is held in the name of the applicant and the loan availed jointly to increase the eligible amount, the spouse/children/parents/siblings can either be co-borrowers or guarantors.
  • T&C Apply

Ujjivan Small Finance Bank

  • Loan up to 50 Lakhs
  • Interest rate starting from 12.50%
  • Maximum Tenure – 10 Years
  • T&C Apply

DCB Bank

  • Loan up to one crore
  • Interest rate starting from 12.72%
  • Maximum Tenure – 35 Years
  • T&C Apply

IIFL

  • Loan up to ten crores
  • Loan up to 70% of the market value of the property
  • Interest rate starting from 11.50%
  • Maximum Tenure – 10 Years
  • T&C Apply

Capital First

  • Loan up to five crores
  • Interest rate starting from 10.05%
  • Maximum Tenure – 15 Years
  • T&C Apply

Aadhar Housing Finance

  • Loan up to 10 lakhs
  •  Interest rate starting from 12%
  • Maximum Tenure – 15 Years
  • T&C Apply

ICICI Bank

  • Loan up to ten crores
  • Interest rate starting from 9%
  • Maximum Tenure – 20 Years
  • T&C Apply

Bajaj Housing

  • Loan up to five crores
  • Interest rate starting from 9.45%
  • Maximum Tenure – 20 Years
  • T&C Apply

Cholamandalam Finance

  • Loan up to fifty lakhs
  • Interest rate starting from 11%
  • Maximum Tenure – 10 Years
  • T&C Apply

KIFS Home Loans

  • Loan up to fifteen crores
  • Interest rate starting from 12.50%
  • Maximum Tenure – 30 Years
  • T&C Apply

Check CIBIL Score Now

CIBIL Score is a three-digit numeric summary of your credit history. The score is derived using the credit history found in the CIBIL Report (also known as CIR i.e Credit Information Report).
A CIR is an individual’s credit payment history across loan types and credit institutions over a period of time

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